How to move to Spain: a step-by-step relocation guide

Moving to Spain is a dream for many. The warm weather, rich culture, delicious food, and relaxed pace of life make it an attractive destination for retirees, professionals, and remote workers alike. But making the move requires careful planning. From securing the right visa to finding a home and integrating into Spanish life, this guide will walk you through everything you need to know to ensure a smooth transition.

Delicious paella

Deciding on your residency status

The first thing to consider when moving to Spain is your residency status. If you’re a citizen of the European Union (EU), European Economic Area (EEA), or Switzerland, your move is relatively simple. You don’t need a visa, but you do need to register as a resident if you plan to stay longer than three months.

For non-EU citizens, the process is a bit more complex. Depending on your reason for moving, you will need to apply for the appropriate visa before arriving. The most common options include:

• The non-lucrative visa – Ideal for retirees and remote workers who have sufficient financial means to support themselves without working in Spain.

• The golden visa – Available to those who invest at least €500,000 in Spanish property.

• The work visa – Required for those who have secured employment with a Spanish company.

• The student visa – For those planning to study in Spain for an extended period.

Each visa type has its own requirements, including proof of income, health insurance, and a clean criminal record. The application process can take anywhere from one to three months, so it’s best to start early.

Finding a home in Spain

Once you’ve sorted your visa, the next step is to find a place to live. Spain offers a wide range of options, from modern apartments in bustling cities to charming villas by the coast or quiet countryside homes. The best location for you will depend on your lifestyle preferences.

• Madrid and Barcelona are vibrant and cosmopolitan, ideal for those who enjoy city life and career opportunities.

• Valencia and Málaga offer a more affordable cost of living with great weather and a relaxed coastal atmosphere.

• Seville and Granada are rich in history and culture, with a slower pace of life.

• Costa Blanca and Costa del Sol are particularly popular with retirees looking for year-round sunshine.

If you’re new to Spain, renting before buying is a smart move. Rental prices vary by city, but you can expect to pay anywhere from €600 to €1,500 per month for a comfortable apartment in a major urban area.

Getting your NIE number

One of the most important steps in establishing yourself in Spain is obtaining your Número de Identificación de Extranjero (NIE). This identification number is essential for everyday life—you’ll need it to open a bank account, sign a rental contract, register for healthcare, and even set up utilities.

You can apply for an NIE at a police station (comisaría de policía) in Spain or through the Spanish consulate in your home country. Be prepared for some paperwork and long wait times, as Spanish bureaucracy can be slow. Booking an appointment in advance is highly recommended.

Opening a Spanish bank account

A local bank account will make managing your finances in Spain much easier. While some banks allow non-residents to open accounts, it’s generally simpler once you have your NIE. Some of the most expat-friendly banks in Spain include Santander, BBVA, CaixaBank, and Sabadell.

When opening an account, bring your passport, NIE, proof of address, and proof of income. Some banks may also require a small initial deposit.

Understanding healthcare in Spain

Spain is known for its excellent healthcare system, which is ranked among the best in the world. As a resident, you may have access to public healthcare (Sistema Nacional de Salud - SNS), or you can choose private healthcare for faster service.

• EU citizens can use their European Health Insurance Card (EHIC) for temporary coverage before transitioning to the Spanish system.

• Non-EU citizens on work visas will typically gain access to public healthcare through social security contributions.

• Retirees and remote workers on non-lucrative visas must obtain private health insurance, which is a requirement for their visa approval.

Popular private health insurance providers in Spain include Sanitas, Adeslas, and DKV.

Registering your address

Once you’ve settled into your new home, it’s essential to register your address at the local town hall (ayuntamiento). This process, known as empadronamiento, is required for many administrative tasks, including applying for residency, enrolling in public healthcare, and even getting discounts on local services.

Learning Spanish to integrate better

While many Spaniards speak some English, daily life will be much smoother if you learn basic Spanish. Whether you’re dealing with paperwork, shopping, or making friends, knowing the language will help you integrate faster.

Consider using language-learning apps like Duolingo or Babbel, enrolling in local language schools, or joining language exchange meetups to practice with locals.

Embracing the Spanish lifestyle

Spain has a unique pace of life that takes some getting used to. Here are a few cultural aspects to keep in mind:

• Siesta culture – Many businesses and shops close from 2 pm to 5 pm, especially in smaller towns.

• Late meal times – Lunch is typically eaten between 2 pm and 4 pm, while dinner often starts as late as 9 pm or 10 pm.

• Festivals and traditions – Spain is famous for its lively festivals, including La Tomatina, Feria de Abril, and Semana Santa.

Spanish people value socializing, so don’t be surprised if meals last for hours and spontaneous gatherings happen frequently!

Feria de Abril in Seville.

Final thoughts: is moving to Spain worth it?

Absolutely! Spain offers a high quality of life, affordable living costs, a welcoming culture, and excellent healthcare. The key to a smooth transition is thorough preparation—securing the right visa, sorting out finances, and embracing Spanish customs.

With a little patience (especially when dealing with paperwork!) and an open mind, your move to Spain can be the start of an incredible new chapter.

Are you considering relocating to Spain? Let us know in the comments below!

Disclaimer: this article is for informational purposes only and does not constitute legal, financial, or immigration advice. While we strive to provide accurate and up-to-date information, laws and regulations may change. For personalized guidance, please consult a qualified legal or immigration professional before making any decisions.